Why Is Auto Insurance Important?
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Tips Business and Insurance Arifain - Why Is Auto Insurance Important?
Why does we need Auto Insurance? Auto insurance protects you from being financially responsible for an accident, but you're required to pay monthly premiums to keep the insurance. By law you must have car insurance if you want to drive on the road and without it you can be fined, lose your license, go to jail and also be sued depending on the seriousness of the accident you caused. Even if you're pulled over without car insurance you can be fined though which means you must have and maintain auto insurance.
There are lots of companies that offer auto insurance and you'll need to research which is the best option for your specific needs. Auto insurance has many different types of policies and coverage so you need to make sure when you buy your car insurance that the policy makes sense for you.
One thing you want to make sure of is that the monthly premium will fit into your budget and also that you're getting the right amount of coverage for your vehicle. Don't get to much coverage but also don't get too little coverage, there is a very fine line between the two and you'll need to determine which is suitable for your vehicles.
Typically if you get into a car accident and you're at fault then you need to put the claim through your insurance. This will mean that your insurance company will pay the damages to the vehicles and also any medical expenses that anyone faces, if any. Without car insurance it makes you liable for the damages and medical bills and this is where it gets very serious. You can be sent to jail for injuring someone in an accident without any insurance and you will most definitely be sued by the family. This will often result in you losing everything you own.
Car insurance isn't a joking matter and is one of the most important insurance policies you need. It's also one of the insurance policies that are mandatory to have while driving. Having car insurance is also necessary to have in case somebody hits your vehicle. If someone hits your vehicle and you don't have insurance then they won't be liable for paying any damages to you.
As you can tell having car insurance benefits you in a lot of ways and also gives you a feeling of safeness while out on the road. It's always better to drive focused and not sub-cautiously have to be thinking about the fact you're driving without insurance.
Car insurance can be bought for very affordable monthly premiums and offer great coverage, you just need to do a bit research beforehand so that you can find the best deal. There ms highly competitive competition in this industry and there are many companies fighting for your business.
Decide on a budget savvy auto insurance policy and I guarantee you'll be saved a lot of hassles and unnecessary fines. You'll also be ensured that you won't be financially accountable for any damages to people or vehicles as your insurance will cover you. By: Brenda Williams
Why Is Auto Insurance Important?
President Cliche
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By Alan Caruba
“Peace is more than just the absence of war.”
“So let there be no doubt…”
“We stand at a crossroads of history.”
“There is no excuse for inaction.”
Fewer people at home and around the world are paying any attention when Barack Obama speaks. He has become President Cliché. We were all told what a great speech-maker he was and now nobody wants to listen anymore.
Ironically, in his speech to the United Nations on Wednesday, September 21, he actually said some interesting things. Too bad none of the other leaders of nations care what he has to say. At home, his popularity and approval ratings in the polls continue to plummet to new depths and to set new records for the lack thereof.
In truth, this is not good for the world or the nation. The job of President is all about leadership coupled to effective policies that address problems. In fairness, Obama arrived in the Oval Office with some of the worst problems any president has faced in the modern era. Like his predecessor, on whom he blamed everything, he continued to throw money at the financial crisis, managing to run up the nation’s debt to a historic level. Obama's economic advisors dusted off the failed policies of the New Deal and tried again. They have not worked.
The problems not only did not go away, they got worse.
The Middle East has seen the “Arab spring” in which a number of dictators were overthrown and that seems hopeful except for the fact that radical Islam is the solution that many of those same nations are likely to embrace. It doesn’t help that the U.S. President has famously demonstrated a “tilt” toward Islam as it continues to foment conflict.
The United Nations speech was a long wish list, pasted together with a lot of platitudes about how the UN has played a role in warding off World War Three. That was largely avoided because the U.S. has a couple of warehouses full of nuclear weapons and had maintained the greatest military the world had ever seen. We’re still here. The Soviet Union isn’t. Most U.S. presidents since the end of World War Two wanted to see the world abandon nuclear weapons. It didn’t. The club just kept getting bigger with China, North Korea, Pakistan, and India. Now Iran wants them as well.
The Soviet leaders weren't crazy. The Iranian ayatollahs and mullahs are.
Obama cited the UN founding Charter that called on nations to “unite our strength to maintain international peace and security.” In reality, it has always been the United States who did the heavy lifting. We fought the North Koreans and Chinese to protect South Korea. We sent arms to Israel when it was repeatedly attacked. We detoured into Vietnam and took a shellacking. After 9/11 we drove the Taliban and al Qaeda out of Afghanistan and we organized allies to remove Iraq’s dictator, Saddam Hussein. Most recently, we got NATO to put an end to Gaddaffi’s reign of terror.
The problem Obama has discovered is that the United Nations is composed of many of the worst dictatorships and oppressive regimes on Earth. It is an utterly corrupt institution. It will not prevent World War Three if the U.S. leaves and a large number of Americans want us to leave.
“Peace is hard. Peace is hard. Progress can be reversed. Prosperity comes slowly. Societies can split apart.” Aside from the yawning banality of this pronouncement, the President’s learning curve about the reality of life on planet Earth has been a tough one. Still, he did condemn Syria’s dictator who has been killing that nation’s people, but could not resist showing off his Islamic credentials by saying many of the victims occurred "during the holy time of Ramadan.”
Obama has discovered what presidents since the days of Harry Truman have discovered. That Palestine is not a nation and the Palestinians are a horrid group of people who refuse to live in peace with Israel. “The Palestinian people deserve a state of their own,” said the President. Guess what? The Israelis agree, but cannot get their Mamoud Abbas of the Palestinian Authority to actually agree that Israel has a right to exist. Or Hamas to stop lobbing rockets into southern Israel.
In case anyone was actually listening, Obama repeated what every prior President has said, “America’s commitment to Israel’s security is unshakeable. Our friendship with Israel is deep and enduring”. After spending the last two and a half years demonstrating his contempt for Israel, this comes as a real surprise and further proof that Obama will say anything to get reelected.
And then he ruined it all by saying, “To preserve our planet, we must not put off action that climate change demands. We have to tap the power of science to save those resources that are scarce. And together we must continue our work to build on the progress made in Copenhagen and Cancun.”
The major fuels of the modern world are not scarce. We live above an ocean of oil. There is enough coal in America alone to keep the lights on here for centuries. Tapping the sun and wind has proved to be a huge waste of money for two of the least productive ways to provide energy. Copenhagen and Cancun, the site of two UN climate change conferences were total failures.
President Cliché closed out saying—again—“Peace is hard, but we know it is possible. So, together, let us be resolved to see that it is defined by our hopes and not our fears.”
Our fears are what sustain peace. It is why every nation is armed to the teeth.
Obama is a national embarrassment. And he wants four more years in office.
© Alan Caruba, 2011